Ready to Assign is negative
A negative Ready to Assign means you assigned more money than you actually have. The number is telling you to take some back.Find a category with extra
Look for categories with a positive Available balance that you do not need this month.
Pull money back toward Ready to Assign
Reduce the assigned amount on those categories. Each dollar you un-assign returns to Ready to
Assign.
Ready to Assign also goes negative if income you expected did not arrive. If a paycheck is late,
you genuinely have less to assign — reduce categories to match what you actually hold. See
Ready to Assign.
A category is overspent
When a category’s Available goes red, you spent more than you assigned to it. Cover it by moving money in from a category that came in under.
See Cover overspending for the full walkthrough.
A credit card Payment category is red
Credit cards work differently from cash categories, so a red Payment category usually is not a mistake — it is the budget telling you that some of what you charged was not funded. Here is the model: when you assign money to a credit-card spending category and then spend on the card, that money moves into the card’s Payment category, where it is “safe to pay.” If you spend on the card without having assigned money to the spending category first, there is nothing to move, so the Payment category comes up short and shows red.Read the red Payment amount
It is the part of your card balance you have not yet set aside money to pay.
Still stuck
If the numbers still do not add up after balancing, reach us over in-app chat.Related
Cover overspending
Bring a red category back to zero.
How credit cards work
The funded-portion model explained.