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Budget Bandit stores every amount as a whole number internally, not as a decimal. This is a precision choice, and it is the reason the math always adds up to the cent. You never have to think about it — you see and type dollars everywhere.

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Why whole numbers

Computers are bad at decimals. Store 0.10asadecimalandaddittentimesandyoucandriftto0.10 as a decimal and add it ten times and you can drift to 0.9999999 instead of $1.00. Across a budget with thousands of transactions, those rounding errors pile up and balances stop matching. The fix is to store money as an integer count of a tiny unit, then divide for display. Budget Bandit keeps four digits of precision under the hood, so $1.00 is stored as a round whole number and every sum stays exact. Reconciling an account to the cent works because there is no hidden fraction to chase.

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You always work in dollars

This is purely an internal detail. Everywhere you look or type, the app is in dollars:
  • You enter 45.99 and the app records $45.99.
  • You read $1,240.00 Available, not a count of internal units.
  • Reports, totals, and exports are all in dollars and cents.
You will never be asked to enter or read an internal unit. If a number ever looks off by a rounding error, that is a bug worth reporting — the storage model exists precisely to prevent it.

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Next

Reconcile an account

Match the app to your statement, down to the cent.

Sync and privacy

How the same exact numbers stay in sync across your devices.