Skip to main content
A split transaction divides one transaction across two or more categories. The classic case is a single store run that covers groceries and household supplies: one 80charge,80 charge, 60 to Groceries and 20toHousehold.Theaccountstillseesone20 to Household. The account still sees one 80 outflow, but the budget counts each piece against its own category.

​
How splits work

When a transaction is split:
  • The split amounts must add up to the transaction’s total. An 80transactionsplitsintopiecesthatsumtoexactly80 transaction splits into pieces that sum to exactly 80.
  • The parent transaction itself carries no single category — each split line carries its own category instead.
  • Every split piece draws down the category you assign it to, just like a normal categorized transaction.

​
Split automatically with a rule

The in-app way to split is a rule that uses the Auto-Split action. You give it a set of categories with a percentage for each, and every matching transaction is divided that way on its own. The 60Groceriesand60 Groceries and 20 Household example above is a 75 percent and 25 percent split.
1

Create a rule

Open Rules and add a rule that matches the transactions you want to split — for example, payee contains a warehouse store. See Create a rule.
2

Add the Auto-Split action

Choose Auto-Split, then add one line per category and set the percentage each should take. The percentages cover the whole transaction.
3

Apply it

New matching transactions split on their own. To split transactions you already have, run the rule over them — see Apply a rule to existing transactions.
A one-off charge you do not want a standing rule for can be entered as separate transactions instead — a 60Groceriesentryanda60 Groceries entry and a 20 Household entry on the same date and account. Together they match the real charge, and each lands in the right category.

​
Splits from imports

Splits also arrive through imports. When you migrate from another app, split transactions come across with their pieces intact:
Every import creates a brand-new budget. It never overwrites or merges into an existing one — so importing to bring split transactions in is a fresh-start move, not a way to add splits to your current budget.

​
If something looks wrong

  • Split pieces don’t add up to the total → the transaction can’t save until they match the full amount.
  • An imported split landed in the wrong categories → recategorize each piece, or see Categorize a transaction.

Categorize a transaction

Assign a single category to a transaction.

Import from YNAB

Bring split transactions over from YNAB.

Add a transaction

Enter transactions by hand.

Contact support

Get help with a specific transaction.