Four tabs
The app opens to a bottom tab bar with four destinations:Budget
Your envelope budget, with Ready to Assign and the credit-card payment strip.
Transactions
The register, with a quick-add button for new entries.
Accounts
Account balances; tap one to open its register.
Reports
A focused set of reports, including Net Worth, Spending, and Cash Flow.
Settings is a gear, not a tab
Settings lives behind a gear in each screen’s header rather than taking a tab slot. Tap the gear to open Settings, where you’ll find your connection status, the biometric lock toggle, and other preferences.What’s the same as the web
The mobile app reads and writes the same budget as the web app:- Assign money and watch Ready to Assign update.
- Add, edit, and categorize transactions.
- See credit-card balances and what’s safe to pay.
- Open accounts and their registers.
What’s focused for mobile
The phone app is a tuned subset, not the full web surface. The Reports tab carries a focused set — Net Worth, Spending, and Cash Flow — rather than all eleven web reports. For the complete report library, deeper filtering, and bulk tools, use the web app. See all reports.Built for on-the-go
Three things make the app feel right on a phone:- Face ID and app lock keep your numbers private.
- Quick-add and haptics make entry fast and tactile.
- Offline-first keeps everything working without a signal.
Related
Install the mobile app
Get Budget Bandit on iOS or Android.
Work offline
How the app behaves without a connection.