Skip to main content
OFX and QFX are structured bank export formats. Because the fields are already labeled, an OFX/QFX import needs no column mapping and no date-format picker — just pick the account and the file. Most US banks offer an OFX download, and Quicken exports .qfx files in the same family.
An OFX/QFX import adds transactions to the account you select, inside your current budget. It does not create a new budget and does not overwrite your existing one. To migrate a whole budget, use YNAB, Monarch, or Actual.

​
Import a file

1

Open the OFX/QFX importer

Go to Import, then Import OFX / QFX.
2

Pick the destination account

Choose which account the transactions belong to. Existing transactions in that account are preserved.
3

Choose the file

Select a .ofx or .qfx file. Budget Bandit parses it in your browser and may show a hint about the account type it detected (checking, savings, or credit card).
4

Set duplicate handling and import

Pick Skip duplicates (recommended), Skip only exact matches (by FITID), or Import everything, then import. You see a running count as rows are added.

​
Amounts and dates

OFX uses the same sign convention as Budget Bandit: positive amounts are money in, negative amounts are money out. You do not need to invert anything. Dates are read directly from the file’s structured fields, so there is no format to choose.

​
Duplicate detection

Every OFX transaction carries a FITID, a unique ID assigned by your bank. Budget Bandit uses it to spot exact repeats, and also checks for close matches within a few days. Skip only exact matches (by FITID) is the precise option when you re-download an overlapping statement; Skip duplicates also catches near matches.

​
After importing

Imported transactions land in your To Review queue. Confirm and categorize them there. Any rules you have apply to matching rows.

​
If a file will not parse

If Budget Bandit reports it is not an OFX file, confirm you downloaded the OFX or QFX option from your bank rather than a CSV or PDF. See Why rows did not import.

CSV import

For files that need column mapping.

Import overview

All five importers and the new-budget rule.