# Budget Bandit

## Docs

- [Change your email or password](https://docs.budgetbandit.io/account/change-email-or-password.md): Set a new password from Settings, and how to change the email address on your account.
- [Delete your account](https://docs.budgetbandit.io/account/delete-your-account.md): Delete your account and data with a 30-day recovery window, what gets removed, and how to confirm.
- [Export your data](https://docs.budgetbandit.io/account/export-your-data.md): Export reports and transactions to CSV from the report pages, and how to request a full copy of your data.
- [Keyboard shortcuts](https://docs.budgetbandit.io/account/keyboard-shortcuts.md): Move through Budget Bandit without the mouse — the command palette, navigation chords, and per-page shortcuts.
- [Manage your subscription](https://docs.budgetbandit.io/account/manage-subscription.md): Start Plus, switch between monthly and yearly billing, or cancel — all from Settings and the Stripe billing portal.
- [Payment method and receipts](https://docs.budgetbandit.io/account/payment-method-and-receipts.md): Update the card on file and download past invoices through the Stripe billing portal.
- [Plans and pricing](https://docs.budgetbandit.io/account/plans-and-pricing.md): Budget Bandit is one plan, Plus, billed monthly or yearly, with a full-access trial to start.
- [Privacy mode](https://docs.budgetbandit.io/account/privacy-mode.md): Blur every dollar amount on screen with one toggle, then hover or focus a value to peek.
- [Two-factor authentication](https://docs.budgetbandit.io/account/two-factor-authentication.md): Add a one-time code to every sign-in with an authenticator app, save recovery codes, and handle step-up on sensitive actions.
- [Account types](https://docs.budgetbandit.io/accounts/account-types.md): The seven account types in Budget Bandit and when to use each one.
- [Connect a bank](https://docs.budgetbandit.io/accounts/connect-a-bank.md): Connect a bank to Budget Bandit with Plaid so transactions import automatically, and control how often they sync.
- [Duplicate or missing transactions](https://docs.budgetbandit.io/accounts/duplicate-or-missing-transactions.md): Duplicate or missing bank transactions in Budget Bandit: why they happen and how to clean them up.
- [Edit, close, or delete an account](https://docs.budgetbandit.io/accounts/edit-close-delete.md): Rename an account, change its type, close it to hide it, or delete it permanently.
- [Fix sync problems](https://docs.budgetbandit.io/accounts/fix-sync-problems.md): Bank not syncing in Budget Bandit? Force a sync, reconnect the account, and find where missing transactions went.
- [Add a manual account](https://docs.budgetbandit.io/accounts/manual-accounts.md): Add an account by hand with a starting balance when you do not want, or cannot use, a bank link.
- [Pending vs posted](https://docs.budgetbandit.io/accounts/pending-vs-posted.md): How a charge moves from pending to posted on a linked account, and why the two are not duplicates.
- [Reconnect a bank](https://docs.budgetbandit.io/accounts/reconnect-a-bank.md): Fix a broken or expired bank connection in Budget Bandit with Plaid's reconnect flow, including the MFA step-up.
- [Supported banks](https://docs.budgetbandit.io/accounts/supported-banks.md): Bank coverage comes through Plaid. What to do when your institution is not in the list.
- [Assign and move money](https://docs.budgetbandit.io/budgeting/assign-and-move-money.md): Assign every dollar from Ready to Assign, then move money between categories as plans change.
- [Auto-assign](https://docs.budgetbandit.io/budgeting/auto-assign.md): Fill underfunded categories in one move. Three strategies: fund your goals, repeat last month, or match your average spending.
- [Cover overspending](https://docs.budgetbandit.io/budgeting/cover-overspending.md): Fix overspending in Budget Bandit: what a red, negative category means and how to bring it back to zero.
- [Budget on irregular income](https://docs.budgetbandit.io/budgeting/irregular-income.md): Budget the money you have now, not the money you expect. A practical method for freelance, commission, and variable pay.
- [Manage targets](https://docs.budgetbandit.io/budgeting/manage-targets.md): Edit a target's amount or schedule, snooze it for a month, or delete it when a category no longer needs one.
- [Organize categories](https://docs.budgetbandit.io/budgeting/organize-categories.md): Create, rename, reorder, and hide categories and groups so your budget matches how you think about money.
- [Set a target](https://docs.budgetbandit.io/budgeting/set-a-target.md): Tell a category how much it needs and by when. Targets cover both spending limits and savings goals.
- [Categories and groups](https://docs.budgetbandit.io/concepts/categories-and-groups.md): How categories hold your assigned money and how groups keep the budget readable.
- [Envelope and Flex modes](https://docs.budgetbandit.io/concepts/envelope-vs-flex.md): Two ways to view the same budget: a category-by-category grid, or a single pool of spending money with a pace chart.
- [How credit cards work](https://docs.budgetbandit.io/concepts/how-credit-cards-work.md): The funded-portion model: budget for a purchase, spend on the card, and the money moves to where it is safe to pay.
- [How money is stored](https://docs.budgetbandit.io/concepts/how-money-is-stored.md): The app stores amounts as whole numbers for exact precision. You always see and enter dollars.
- [Ready to Assign](https://docs.budgetbandit.io/concepts/ready-to-assign.md): The money waiting for a job. What raises it, what lowers it, and what to do when it is not zero.
- [Rolling money forward](https://docs.budgetbandit.io/concepts/rolling-money-forward.md): How a category's leftover or overspent balance carries into next month, and the Rollover switch that controls it.
- [Sync and privacy](https://docs.budgetbandit.io/concepts/sync-and-privacy.md): How your budget stays in sync across web and mobile, works offline, and stays private.
- [How zero-based budgeting works](https://docs.budgetbandit.io/concepts/zero-based-budgeting.md): Assign every dollar until there is nothing left to assign. The whole method in one page.
- [Pay down a balance](https://docs.budgetbandit.io/credit-cards/debt-payoff.md): Pay off a carried credit-card balance with a monthly plan, and track progress in the Debt Payoff report.
- [Pay your card](https://docs.budgetbandit.io/credit-cards/pay-your-card.md): Pay your credit card in Budget Bandit: record the payment as a transfer and use the safe-to-pay number to know how much.
- [The Payment category is short](https://docs.budgetbandit.io/credit-cards/payment-category-is-red.md): A short or red card Payment category means you spent on the card without budgeting for it. Here is why, and the one-step fix.
- [Refunds and credits](https://docs.budgetbandit.io/credit-cards/refunds-and-credits.md): How refunds, returns, statement credits, and rewards behave on a credit card — and the difference between them.
- [Set up a credit card](https://docs.budgetbandit.io/credit-cards/set-up-a-card.md): Add a credit-card account and understand its Payment category — the part of your budget that tracks what is safe to pay.
- [Assign your first dollars](https://docs.budgetbandit.io/getting-started/assign-your-first-dollars.md): Assign everything in Ready to Assign until the number reaches zero.
- [Create your budget](https://docs.budgetbandit.io/getting-started/create-your-budget.md): Set up your first budget, name it, and add the accounts that hold your money.
- [Your first week](https://docs.budgetbandit.io/getting-started/first-week.md): A short checklist to turn a fresh budget into a habit that holds through your first month.
- [Install the mobile app](https://docs.budgetbandit.io/getting-started/install-the-mobile-app.md): Get Budget Bandit on iPhone and Android, sign in, and turn on the biometric lock.
- [Import a CSV](https://docs.budgetbandit.io/import/csv.md): Import a bank CSV into Budget Bandit: map columns, set the date format, and skip duplicate rows you already have.
- [CSV format](https://docs.budgetbandit.io/import/csv-format.md): Reference for the columns, date formats, and amount handling Budget Bandit expects when importing a CSV.
- [Import from Actual](https://docs.budgetbandit.io/import/from-actual.md): Import from Actual Budget to Budget Bandit. Move accounts, categories, transactions, and monthly assignments into a new budget.
- [Import from Monarch](https://docs.budgetbandit.io/import/from-monarch.md): Import from Monarch Money to Budget Bandit using two CSV exports — accounts, categories, and transactions land in a new budget.
- [Import from YNAB](https://docs.budgetbandit.io/import/from-ynab.md): Import from YNAB to Budget Bandit. Move your full budget — accounts, categories, transactions, and monthly assignments — into a new budget.
- [Import OFX or QFX](https://docs.budgetbandit.io/import/ofx-qfx.md): Import an OFX or QFX bank or Quicken file into Budget Bandit — no column mapping, with duplicate detection built in.
- [Import overview](https://docs.budgetbandit.io/import/overview.md): Five ways to bring data into Budget Bandit, and the one rule that governs all of them: every import creates a new budget or adds to an account, never overwrites.
- [Why rows did not import](https://docs.budgetbandit.io/import/why-rows-didnt-import.md): Troubleshoot skipped, dropped, or duplicate rows when importing a CSV or OFX/QFX file.
- [Budget Bandit](https://docs.budgetbandit.io/index.md): Assign every dollar until nothing is left over. A zero-based budget that stays in sync across web and mobile.
- [Add on the go](https://docs.budgetbandit.io/mobile/add-on-the-go.md): Use the quick-add button to log a transaction in seconds, and feel haptic feedback on the moves that matter.
- [Face ID and app lock](https://docs.budgetbandit.io/mobile/face-id-and-app-lock.md): Lock the mobile app behind Face ID or a fingerprint, and keep your balances out of the app switcher with the privacy blur.
- [Work offline](https://docs.budgetbandit.io/mobile/offline.md): The mobile app is offline-first: it keeps working without a connection, shows a banner while you're offline, and syncs your changes when you reconnect.
- [The mobile app](https://docs.budgetbandit.io/mobile/overview.md): Budget Bandit for iOS and Android: four tabs, a settings gear, and the same budget you use on the web, kept in sync.
- [Quickstart](https://docs.budgetbandit.io/quickstart.md): Create a budget, add an account, and assign your first dollars in about ten minutes.
- [Balance doesn't match](https://docs.budgetbandit.io/reconciling/balance-doesnt-match.md): When your cleared total won't match the statement, find the discrepancy — or post a balance adjustment to close the gap.
- [Reconcile an account](https://docs.budgetbandit.io/reconciling/reconcile-an-account.md): Reconcile an account in Budget Bandit: match your bank statement and lock in a cleared balance you can trust.
- [Budget vs Actual](https://docs.budgetbandit.io/reports/budget-vs-actual.md): Compare what you allocated to each category against what you actually spent, so you can see where the plan held and where it slipped.
- [Filtering reports](https://docs.budgetbandit.io/reports/filtering.md): Set the date range on any report, and narrow by account or category to focus the numbers on what you care about.
- [Forecast and Debt Payoff](https://docs.budgetbandit.io/reports/forecast-and-debt.md): Project account balances forward from your scheduled transactions, and plan a payoff path for your debts with an interest estimate.
- [Income and cash flow reports](https://docs.budgetbandit.io/reports/income-and-cash-flow.md): Four reports that show what comes in, what goes out, and how much of your income you keep: Income, Cash Flow, Inflow/Outflow, and Savings Ratio.
- [Net Worth and Balance Over Time](https://docs.budgetbandit.io/reports/net-worth.md): Track assets minus liabilities over time, and follow month-end balances for each account.
- [Reports](https://docs.budgetbandit.io/reports/overview.md): The eleven Budget Bandit reports and a question chooser that points you to the one that answers what you want to know.
- [Spending reports](https://docs.budgetbandit.io/reports/spending.md): See where your money went by category and by payee, so you can spot the line items that move your budget the most.
- [Apply a rule retroactively](https://docs.budgetbandit.io/rules/apply-retroactively.md): Run your active rules over transactions you already have, preview the matches, and apply them selectively.
- [Create a rule](https://docs.budgetbandit.io/rules/create-a-rule.md): Build a rule that watches for conditions on a transaction and applies a category, payee, tag, or flag automatically.
- [Manage rules](https://docs.budgetbandit.io/rules/manage-rules.md): Edit a rule, control which runs first with priority and stages, pause one without deleting it, or remove it.
- [Create a scheduled transaction](https://docs.budgetbandit.io/scheduled/create-a-schedule.md): Set up a recurring bill or paycheck with a repeat cadence, and choose whether it posts automatically or waits for you.
- [Edit or skip a scheduled transaction](https://docs.budgetbandit.io/scheduled/edit-or-skip.md): Change a schedule's pattern, enter or skip a single occurrence, or stop a schedule you no longer need.
- [Invite a partner](https://docs.budgetbandit.io/sharing/invite-a-partner.md): Send an email invite so a partner, family member, or accountant can share your budget, and choose the role they join with.
- [Manage members](https://docs.budgetbandit.io/sharing/manage-members.md): Revoke a pending invite, remove a member, and change a person's role from the Members page.
- [Roles and permissions](https://docs.budgetbandit.io/sharing/roles-and-permissions.md): The four sharing roles in Budget Bandit — owner, admin, member, and viewer — and what each one can do.
- [Add, edit, and delete transactions](https://docs.budgetbandit.io/transactions/add-edit-delete.md): Enter a transaction by hand, fix one inline, or remove it — on the web register and the mobile app.
- [Bulk actions](https://docs.budgetbandit.io/transactions/bulk-actions.md): Select many transactions, then set a category, status, flag, or tags — or delete them — in one step.
- [Categorize a transaction](https://docs.budgetbandit.io/transactions/categorize.md): Assign a category to a transaction, or change one that's already set, so spending lands in the right envelope.
- [Flags, search, and filters](https://docs.budgetbandit.io/transactions/flags-search-filter.md): Mark transactions with color flags, search by payee or memo, and narrow the register with the filter set.
- [Payees](https://docs.budgetbandit.io/transactions/payees.md): Manage who you pay: rename, set a default category, merge duplicates, and delete payees.
- [Split a transaction](https://docs.budgetbandit.io/transactions/splits.md): When one transaction covers more than one category, split it so each category gets the right share.
- [Tags](https://docs.budgetbandit.io/transactions/tags.md): Create custom tags and apply several to a single transaction to track things that cut across categories.
- [To Review](https://docs.budgetbandit.io/transactions/to-review.md): Approve transactions imported from a linked bank, merge duplicates with your manual entries, or link a transfer pair.
- [Transfer money between accounts](https://docs.budgetbandit.io/transactions/transfers.md): Record money moving between two of your own accounts as a single transfer with two linked legs.
- [Fix bank sync](https://docs.budgetbandit.io/troubleshooting/bank-sync.md): Bank won't connect, balances are stale, or transactions are duplicated? Fix Budget Bandit bank sync problems here.
- [Fix budgeting problems](https://docs.budgetbandit.io/troubleshooting/budgeting.md): Ready to Assign is negative, how to cover overspending, and why a credit card Payment category shows red.
- [Contact support](https://docs.budgetbandit.io/troubleshooting/contact-support.md): Reach Budget Bandit support over in-app chat, or send a bug report with a screenshot from inside the app.
- [FAQ](https://docs.budgetbandit.io/troubleshooting/faq.md): Quick answers about Budget Bandit: budgeting, bank sync, imports, billing, and exporting your data.
- [Fix import problems](https://docs.budgetbandit.io/troubleshooting/imports.md): Does importing overwrite your budget? No. Fix missing rows and format errors when importing into Budget Bandit.