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Budget Bandit is a zero-based budgeting app. You assign every dollar you have to a category until there is nothing left to assign. What you can spend in any category is the number sitting in it, not a forecast and not last month’s average. This documentation covers everything you can do in the app, from your first budget to reconciling an account down to the cent.

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Start here

Quickstart

Create a budget, add an account, and assign your first dollars in about ten minutes.

How zero-based budgeting works

Ready to Assign, categories, and the rule that every dollar gets a job.

Connect a bank

Link an account so transactions arrive on their own.

Move from another app

Bring your history over from YNAB, Monarch, Actual, or a CSV file.

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What Budget Bandit does

  • Zero-based budgeting. Assign income to categories. Ready to Assign reaches zero when every dollar has a job.
  • Accounts that reconcile. Match the app to your bank statement and lock in a cleared balance you can trust.
  • Bank linking and imports. Pull transactions automatically through a linked bank, or import a file from another app.
  • Goals and targets. Tell a category how much it needs and by when. The app tracks the gap.
  • Reports. Net worth, spending by category, income versus expense, and more, built from the same data you budget against.
  • Web and mobile, in sync. Changes you make on one device show up on the other. The mobile app adds a biometric lock for privacy.
Budget Bandit is a budgeting tool, not financial advice. It tracks the money you tell it about and does the math. The decisions stay yours.