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A target tells a category how much money it needs and on what schedule. Budget Bandit tracks the gap between what you have assigned and what the target asks for, so you always know what is left to fund. There are two kinds of target: a recurring amount you fund every period, and a savings goal you build toward over time.

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Recurring spending limits

These targets ask for a set amount on a repeating schedule. Use them for bills and regular spending.

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Savings goals

Use Save by Date when you are building toward a one-time number — a vacation, a deductible, an emergency fund. You enter the target amount and the date, and Budget Bandit divides the remaining balance across the months you have left so you know what to assign each month to arrive on time.

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How to add a target

1

Open the category on the Budget page

Click the category name or its target area to open the target dialog.
2

Choose the target type

Pick from the recurring options or Save by Date, depending on whether this is an ongoing limit or a one-time goal.
3

Enter the amount and any schedule

Set the dollar amount, and a date or day where the type asks for one.
4

Save

The category now shows its progress: how much is funded and how much is still needed this period.

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Set Aside vs Refill

Some targets let you choose a behavior:
  • Set Aside funds the full amount each period, no matter what carried over.
  • Refill tops the category up to the target level, counting whatever is already there. Leftover money carries forward.
Choose Refill for categories where last period’s leftover should reduce this period’s contribution, and Set Aside for categories you want fully funded fresh each time.
Targets pair with Auto-assign. The “Fund My Goals” strategy fills every category up to its target in one move, earliest due dates first.

Manage targets

Edit, snooze, or delete a target you have set.

Auto-assign

Fund every target in one move.

Assign and move money

The manual way to fund a category.

Irregular income

Targets when your income varies month to month.