Find Ready to Assign
Open the Budget page. Ready to Assign sits at the top. It is the money that has arrived in your accounts but has no job yet. When you add an account with a balance, that balance shows up here. Add a 2,400. More on the number itself: Ready to Assign.Assign money to categories
Cover what must be paid first
Start with the bills that come no matter what — rent or mortgage, utilities,
minimum debt payments. Type the amount each one needs into its category’s
assigned field. The category’s Available amount goes up by what you assign, and
Ready to Assign goes down by the same amount.
Fund what you spend day to day
Move to groceries, gas, eating out, anything you spend on regularly. Assign
what you expect to need this month. You are guessing the first time — that is
fine. You will adjust as real numbers come in.
Give the rest a job too
Whatever is left still needs to go somewhere. Savings, a sinking fund for an
annual bill, debt above the minimum, or a “fun money” category. Money with no
job tends to leak.
If you assign too much
If Ready to Assign goes negative, you assigned more than you have. Take money back out of a category — lower an assigned amount, or move money between categories — until Ready to Assign returns to zero or above. Moving money between categories is normal and expected. Plans change mid-month. See Assign and move money.Set targets so categories tell you what they need
Instead of guessing every month, give a category a target: 1,200 saved by December for a trip. The category then shows how much it still needs, and Auto-assign can fill the gaps for you. Start here: Set a target.Type amounts in dollars.
600 and 600.00 both mean $600. You can also type a
quick sum like 40+25 into an assigned field and the app does the math.Next
Your first week
Record spending, reconcile, and make the budget match reality.
Cover overspending
When a category goes red, here is how to fix it.