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Two reports look ahead. Forecast projects your balances forward using your scheduled transactions. Debt Payoff turns your credit cards and loans into a payoff plan with an interest estimate.

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Forecast

Open Reports, then Forecast. It starts from each on-budget account’s current balance and adds every scheduled occurrence due within the window, so you can see where your balances land before the month plays out. The projection is only as complete as your schedules. The more of your recurring income and bills you have set up, the more accurate the line.
If a future dip or shortfall surprises you, it usually means a recurring bill isn’t on a schedule yet. Add it under Scheduled and the forecast updates.
Forecast expands each schedule by its frequency — daily, weekly, biweekly, monthly, quarterly, yearly, or a custom interval — and stops at the schedule’s end date if it has one.

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Debt Payoff

Open Reports, then Debt Payoff. It gathers your liability accounts (credit cards and loans) and builds a payoff plan, including a weighted-average interest rate and an estimate of the interest you’re carrying. Use it to:
  • See your total debt and roughly what it costs you in interest.
  • Compare the minimum-payment path with paying more.
  • Decide which balance to attack first.
The interest and minimum-payment estimates lean on the APR and minimum-payment details attached to each debt. The more accurate those are, the closer the plan. See Debt payoff for setting them.

Create a schedule

Add the recurring items the forecast projects.

Debt payoff setup

Add the APR and minimums that power the plan.