> ## Documentation Index > Fetch the complete documentation index at: https://docs.budgetbandit.io/llms.txt > Use this file to discover all available pages before exploring further. # Transfer money between accounts > Record money moving between two of your own accounts as a single transfer with two linked legs. A transfer moves money between two accounts you own — checking to savings, or cash to a credit card payment. It isn't income and it isn't spending, so a transfer has no category and never touches Ready to Assign. Budget Bandit records it as two linked legs: an outflow from the source account and a matching inflow into the destination account. ## Record a transfer Press t from anywhere to open the transfer dialog. Choose the **From** account, the **To** account, the amount, and a date. Add a memo if you want, then choose **Transfer**. Both accounts update at once. Add a transaction and, in the payee field, pick another one of your accounts instead of a payee. The entry becomes a transfer to that account. The category field disappears, because transfers aren't categorized. Paying a credit card? In the transfer dialog, when the destination is a credit card with a balance owed, you'll see the amount owed offered as a one-click fill so you can pay the statement to the cent. See [Pay your card](/credit-cards/pay-your-card). ## How the two legs behave * The source account shows an outflow; the destination shows an inflow of the same amount. Each leg names the other account in place of a payee ("Transfer: Savings"). * The two legs stay linked. Editing or deleting one side affects the pair — deleting a transfer removes both legs together. * Transfers don't change Ready to Assign or any category's available amount. The money is still yours; it just lives in a different account. ## Credit card payments are transfers Moving money from a checking account to a credit card is a transfer. It pays down the card's balance and, on the budget side, draws from the card's **Payment** category. The way that Payment money builds up as you spend is covered in [How credit cards work](/concepts/how-credit-cards-work). ## If something looks wrong * You see the money twice → a transfer should appear once on each account, not twice on one. Check [Duplicate or missing transactions](/accounts/duplicate-or-missing-transactions). * A bank import shows both sides separately → the review queue can link them. See [To Review](/transactions/to-review). ## Related Record a credit card payment as a transfer. Enter a normal transaction by hand. Link a bank-imported pair as a transfer. The funded-portion model behind card payments.