> ## Documentation Index
> Fetch the complete documentation index at: https://docs.budgetbandit.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Import OFX or QFX

> Import an OFX or QFX bank or Quicken file into Budget Bandit — no column mapping, with duplicate detection built in.

OFX and QFX are structured bank export formats. Because the fields are already
labeled, an OFX/QFX import needs no column mapping and no date-format picker —
just pick the account and the file. Most US banks offer an OFX download, and
Quicken exports `.qfx` files in the same family.

<Warning>
  An OFX/QFX import adds transactions to the account you select, inside your
  current budget. It does **not** create a new budget and does **not** overwrite
  your existing one. To migrate a whole budget, use
  <a href="/import/from-ynab">YNAB</a>, <a href="/import/from-monarch">Monarch</a>,
  or <a href="/import/from-actual">Actual</a>.
</Warning>

## Import a file

<Steps>
  <Step title="Open the OFX/QFX importer">
    Go to Import, then **Import OFX / QFX**.
  </Step>

  <Step title="Pick the destination account">
    Choose which account the transactions belong to. Existing transactions in
    that account are preserved.
  </Step>

  <Step title="Choose the file">
    Select a `.ofx` or `.qfx` file. Budget Bandit parses it in your browser and
    may show a hint about the account type it detected (checking, savings, or
    credit card).
  </Step>

  <Step title="Set duplicate handling and import">
    Pick **Skip duplicates** (recommended), **Skip only exact matches (by
    FITID)**, or **Import everything**, then import. You see a running count as
    rows are added.
  </Step>
</Steps>

## Amounts and dates

OFX uses the same sign convention as Budget Bandit: positive amounts are money
in, negative amounts are money out. You do not need to invert anything. Dates are
read directly from the file's structured fields, so there is no format to
choose.

## Duplicate detection

Every OFX transaction carries a **FITID**, a unique ID assigned by your bank.
Budget Bandit uses it to spot exact repeats, and also checks for close matches
within a few days. **Skip only exact matches (by FITID)** is the precise option
when you re-download an overlapping statement; **Skip duplicates** also catches
near matches.

## After importing

Imported transactions land in your <a href="/transactions/to-review">To Review</a>
queue. Confirm and categorize them there. Any <a href="/rules/create-a-rule">rules</a>
you have apply to matching rows.

## If a file will not parse

If Budget Bandit reports it is not an OFX file, confirm you downloaded the OFX or
QFX option from your bank rather than a CSV or PDF. See
<a href="/import/why-rows-didnt-import">Why rows did not import</a>.

## Related

<CardGroup cols={2}>
  <Card title="CSV import" icon="table" href="/import/csv">
    For files that need column mapping.
  </Card>

  <Card title="Import overview" icon="arrow-right-arrow-left" href="/import/overview">
    All five importers and the new-budget rule.
  </Card>
</CardGroup>