> ## Documentation Index > Fetch the complete documentation index at: https://docs.budgetbandit.io/llms.txt > Use this file to discover all available pages before exploring further. # Pending vs posted > How a charge moves from pending to posted on a linked account, and why the two are not duplicates. When you link a bank, transactions arrive in two stages: **pending** first, then **posted** once the bank settles them. Budget Bandit tracks both so your account balance reflects activity as it happens without double-counting. ## Pending A pending transaction is one the bank has seen but not yet finalized. The amount or merchant can still change — a restaurant tab settles higher after a tip, a gas hold settles to the real fill amount. On a linked account, pending transactions come in **uncleared**. ## Posted A posted transaction is settled. The amount is final. When a previously pending transaction posts, Budget Bandit **promotes the same row in place** — it updates the date, amount, and merchant and marks it **cleared**, rather than adding a second row. That is why you do not end up with a pending copy and a posted copy of the same purchase. Because pending items can change, the final posted amount may differ from what you first saw. The promoted row carries the bank's final numbers. ## What this means for your budget * Pending transactions still affect the account's working balance, so what you see reflects money already committed. * Imported and synced transactions, pending or posted, land in To Review unapproved. Confirm and categorize them there. * When you reconcile, you match against **cleared** (posted) transactions, the same set your bank statement shows. ## Manual accounts Pending and posted are bank-feed concepts. On a manual account, you decide when a transaction is **cleared** by toggling its cleared status yourself. See Add, edit, or delete. ## If a pending charge never posts Sometimes a hold is released and the charge never finalizes. On the next sync, Budget Bandit removes the row to match the bank. This is expected and is not a lost transaction. More on gaps and doubles: Duplicate or missing transactions. ## Related Set up the feed that delivers pending and posted. Match cleared transactions to a statement. Confirm synced transactions. A linked account that is not updating.