> ## Documentation Index
> Fetch the complete documentation index at: https://docs.budgetbandit.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Manage your subscription

> Start Plus, switch between monthly and yearly billing, or cancel — all from Settings and the Stripe billing portal.

Your subscription lives under Settings. Starting Plus happens in the app; switching plans
and cancelling happen in the secure Stripe billing portal that the app opens for you.

## Start Plus

<Steps>
  <Step title="Open Settings, then Billing">
    The billing screen shows your current plan and, during a trial, the date it ends.
  </Step>

  <Step title="Choose monthly or yearly">
    Use the toggle to pick how you want to be billed. Yearly costs less per month. See
    [Plans and pricing](/account/plans-and-pricing) for the numbers.
  </Step>

  <Step title="Choose Subscribe">
    You are sent to Stripe Checkout to enter your card. After payment you return to the app
    on Plus.
  </Step>
</Steps>

<Note>
  Starting or changing a subscription is a sensitive action. If you have two-factor
  authentication on, you may be asked for a code first. See
  [Two-factor authentication](/account/two-factor-authentication).
</Note>

## Switch between monthly and yearly

<Steps>
  <Step title="Open Settings, then Billing">
    On an active subscription you see a Manage Subscription button.
  </Step>

  <Step title="Choose Manage Subscription">
    This opens the Stripe billing portal in a new view.
  </Step>

  <Step title="Update your plan">
    In the portal, change between monthly and yearly billing. Stripe prorates the
    difference so you are not charged twice.
  </Step>
</Steps>

## Cancel

<Steps>
  <Step title="Open the billing portal">
    From Settings, then Billing, choose Manage Subscription.
  </Step>

  <Step title="Cancel the plan in the portal">
    The Stripe portal handles cancellation. You keep access until the end of the period you
    have already paid for.
  </Step>
</Steps>

<Warning>
  Cancelling stops future billing. It does not delete your data. If you want your account
  and data removed, that is a separate action — see
  [Delete your account](/account/delete-your-account).
</Warning>

## Who can change billing

Billing is managed at the household level. Only the workspace owner or an admin can start,
change, or cancel the subscription. If you are a member or viewer and need a change made,
ask the owner. See [Roles and permissions](/sharing/roles-and-permissions).

## If something looks wrong

If the billing portal will not open or a change did not take effect, see
[Contact support](/troubleshooting/contact-support).

## Related

<CardGroup cols={2}>
  <Card title="Payment method and receipts" icon="receipt" href="/account/payment-method-and-receipts">
    Update your card and download invoices.
  </Card>

  <Card title="Plans and pricing" icon="tag" href="/account/plans-and-pricing">
    What Plus includes and what it costs.
  </Card>
</CardGroup>